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Coaches’ Choice Sports Teams, Leagues & Associations

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This program is designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible sports and age groups reported, covered operations consist of your scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate or host. In addition, coverage is provided for your registrations, meetings, concession stand operations, parades in which you participate, picnics, award banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car washes, bake sales and coin drops for those sports and age groups reported to us.


Eligible Operations

Operations providing instruction, practice, and competition in the following sports and age groups are eligible for this program, with coverage to be provided based on Class A or Class B classifications.

  • Amateur Sports Recreational Adult/Youth Leagues
  • Amateur Sports Recreational Teams
  • Amateur Sports Instructional Programs

Class A Sports:

  • Box Lacrosse
  • Inline Skating (speed)
  • Broomball
  • Lacrosse (age 20 & over)
  • Diving
  • Roller hockey (inline)
  • Dodgeball
  • Soccer (age 20 & over)
  • Ice Hockey
  • Water polo (age 20 & over)
  • Inline Hockey
  • Wrestling (age 20 & over)

Class B Sports:

  • Baseball/T-ball
  • Roller hockey (quad)
  • Basketball
  • Baton twirling
  • Cheerleading (age 19 & under)
  • Cricket
  • Drill team (age 19 & under)
  • Deck/floor/street Hockey
  • Field hockey
  • Flag/touch football
  • Frisbee
  • Golf
  • Kickball
  • Lacrosse (age 19 & under)
  • Pickleball
  • Soccer (age 19 & under)
  • Softball
  • Squash
  • Swimming
  • Tackle and contact football (age 19 & under)
  • Tennis
  • Track & Field
  • Ultimate frisbee
  • Ummpire/referees associations
  • Volleyball
  • Water polo (age 19 & under)
  • Wrestling (age 19 & under)

Ineligible Operations

  • BMX/Stunt Cycling
  • Boating activities/sports
  • Boxing
  • Cheerleading (age 20 & over)
  • Cycling
  • Drill team (age 20 & over)
  • Equestrian
  • Gymnastics/cheer/dance/martial arts studios
  • Inline extreme/stunt/aggressive/free-style skating
  • Intercollegiate/Interscholastic Teams, Leagues, and Associations
  • Mixed martial arts
  • Open water sports/activities
  • Rugby
  • Shooting Sports
  • Skateboarding
  • Skiing (snow or water)
  • Strength & Conditioning
  • Surfing
  • Tackle and Contact Football (age 20 & over)

Sports Groups that are affiliated with the following organizations are Not eligible for this program.

  • American Amateur Baseball Congress/AABC
  • American Youth Football
  • Babe Ruth/Cal Ripken Baseball
  • Babe Ruth Softball
  • Dixie Boys Baseball
  • Dixie Softball
  • Dixie Youth Baseball
  • Pop Warner NEW!
  • Soccer Association for Youth, USA (SAY Soccer)
  • U.S. Youth Soccer Association
  • World Adult Kickball Association (WAKA®)

 


Coverages Available

Commercial General Liability

  • Bodily Injury & Property Damage
  • Medical Payments for Participants (not available for all sports)
  • Personal & Advertising Injury
  • Medical Expense (other than participants)
  • Damage To Premises Rented to You
  • Products-Completed Operations
  • Legal Liability to Participants (not available for all sports)
  • Hired Auto and Employers Nonownership Liability (not provided while in Hawaii)
  • Directors and Officers Liability, including Employment Practices Liability
  • Equipment & Contents Coverage (Inland Marine)
  • Hosted Tournament Coverage
  • Premises Liability for Sports Fields
  • Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage
  • Sexual Abuse or Sexual Molestation Liability

Program Features

Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.

Coverage can be provided to tournaments you host that include participants that are not registered members of your organization. An additional fee will apply.


Notable Exclusions

  • 24-hour premises liability
  • Abuse, Molestation, harassment or sexual conduct
  • Amusement Devices (e.g.: rides, slides, inflatables,bungees, climbing walls, or dunk tanks)
  • Asbestos
  • Baby-Sitting/Child Care Services
  • Carnivals/Festivals
  • Concerts
  • Employment-Related Practices
  • Events involving Gambling (e.g.: bingo, casino nights,poker, Texas hold’em tournaments)
  • Events where alcohol is furnished or served
  • Fireworks
  • Fungi or Bacteria
  • Haunted Attractions
  • Lead
  • Non-rostered participants at tournaments hosted by the insured
  • Operation, ownership, or management of any athletic field or facility, other than while being used for covered activities
  • All operations listed as ineligible
  • Outside vendors/concessionaires in conjunction with your organization
  • Sport Events/Activities involving participants in sports other than those reported and for whom a premium has been paid
  • Transportation of Athletes/Participants
  • Violation of statutes that govern e-mails, faxes, phone calls or other methods of sending materials or information

Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:

  • Completed and signed enrollment form
  • Full payment by check or credit/debit card

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