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Coaches’ Choice Sports Tournaments & Events

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This program is designed to provide coverage on a short term basis for a single amateur sports tournament or event. Coverage provided under this program includes important liability coverage for the U.S.-based organizations conducting the event(s), including the employees and volunteers, for liability claims arising out of its operations. Coverage is also included for ancillary activities (banquets, concerts, awards ceremonies) that are for those participants in your sports tournament(s)
or event(s).


Eligible Operations

An amateur sports tournament or event that meets all of the following criteria is eligible to submit an enrollment form for coverage under this program:

  • Maximum number of participants is 2,500
  • Maximum spectator attendance per day is 7,500
  • Maximum number of event days (including practice days) is 14 days (not including set-up and tear down)
  • The sport activity being conducted falls into one of the listed eligible classes:
    • Class 1: Bowling, Dance, Golf, Tennis, Volleyball, Walking*
    • Class 2: Baseball, Cross Country Skiing, Kickball, Softball
    • Class 3: Basketball, Cheerleading (age 19 & under), Flag or Touch Football, Lacrosse (ages 19 & under), On-Shore Fishing, Racquetball, Running (e.g. 5K, 10K, half marathons)*, Soccer (age 19 & under), Swimming, Tackle and Contact Football (age 19 & under), Wrestling (ages 19 & under)
    • Class 4: Diving, Gymnastics, Inline Hockey, Inline skating (speed/racing), Martial Arts, Soccer (age 20 & over), Dodgeball, Cheerleading (age 20 & over), Ice Hockey, Box Lacrosse

*NEW! A Walk/Run Program designed specifically for competitive or non-competitive events.  Please click on “Applications & Printable Documents” above for an application for this program.


Ineligible Operations

  • Events involving animals other than service animals
  • Professional sports events, tryouts and training camps/clinics
  • College or university level championship events
  • Glow runs/color runs/similar type events or runs
  • Highland games
  • Sanctioned USA Hockey tournaments & events
  • Mud runs/warrior runs/zombie runs/obstacle course runs/urbanathons (competitions, exhibitions or footraces that involve man-made obstacle courses, man-made mud pits, man-made slippery slopes, wall climbs, or other similar man-made obstacles)
  • Events in the following sport categories (Note: This is not a complete listing of ineligible sports):
    • Adventure race
    • BMX Biking
    • Boxing
    • Cycling
    • Endurance race
    • Equestrian
    • Inline (extreme/stunt/aggressive/free-style) skating
    • Kite Surfing
    • Marathons (26.2 miles or more)
    • Mixed martial arts
    • Mountain Biking and/or hiking
    • Open water event
    • Rugby
    • Skateboarding
    • Skiing (snow or water)
    • Snowboarding
    • Streetball
    • Tackle and contact football (over age 19)
    • Triathlons & Duathlons
    • Wrestling (age 20 & over)

Note:  if your sport is not listed, contact us for the appropriate classification.


Coverages Available

Commercial General Liability

  • Bodily Injury & Property Damage
  • Personal & Advertising Injury
  • Medical Expense (other than participants)
  • Damage To Premises Rented to You (Fire Legal Liability)
  • Products-Completed Operations
  • Legal Liability to Participants (not available for all sports)
  • Medical Payments for Participants (not available for all sports)

Optional Coverages

  • Sexual Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement Coverage
  • Sexual Abuse or Sexual Molestation Liability

Program Features

Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.


Notable Exclusions

  • Amusement devices (e.g.: rides, slides, inflatables, bungees, climbing walls, or dank tanks)
  • Asbestos
  • Abuse, molestation, harrassment, or sexual conduct
  • Employment-related practices
  • Fireworks
  • Fungi or Bacteria
  • Lead
  • Nuclear energy
  • Pollution
  • Room & board liability
  • Legal liability to participants coverage and medical payments coverage for professional athletes and celebrity (national/local) participants
  • Ancillary activities that require a separate admission charge and are open to the public
  • Claims arising out of the operations of independent concessionaires, exhibitors and vendors at your event
  • Those operations listed as ineligible
  • Use of haunted attractions
  • 24-hour premises liability

Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:

  • Completed and signed enrollment form
  • Full payment by check or credit/debit card

NOW AVAILABLE – Buy Coverage On-line!