Coaches’ Choice Sports Camps & Clinics

NOW AVAILABLE – Buy Coverage On-line!

Liability limits of $1,000,000 to $5,000,000 (per occurrence) are available online.

This program has been specifically designed for U.S.-based youth sports camp operations (those attended by campers age 19 or under) or sports clinics that are held at premises that are not owned or maintained by the sport camp operator. Coverage provided under this program includes important liability protection for the camp or clinic operator, including employees and volunteers, for liability claims arising out of its operations. In addition, the program provides medical payments coverage to the camp or clinic participants. Coverage is provided on an annual basis, but only applies to those camp sessions that are specifically reported.

Note: Day camps and clinics that may not be eligible for the program outlined below should visit our Day Camps & Clinics Program.

Eligible Operations

Youth sports camps offering programming in the following categories are eligible to submit an enrollment in this insurance program

Class 1:

  • Baseball
  • Basketball
  • Deck/floor hockey
  • Drill team
  • Golf
  • Softball
  • Squash
  • Swimming
  • Strength and conditioning
  • Tennis
  • Track & field
  • Volleyball
  • Water polo


Class 2:

  • Cheerleading
  • Gymnastics
  • Ice hockey
  • Inline hockey
  • Lacrosse
  • Soccer
  • Wrestling


Class 3:

  • Football

Classroom/lecture clinics for coaches or officials in any of the above mentioned sports are also eligible to enroll in this insurance program.  Please contact us for information and an application for this type of clinic.

Ineligible Operations

  • After school/daycare/latch key programs
  • All-star/bowl games
  • Boxing
  • Box lacrosse
  • Broomball
  • Camps with attendees age 20 & over*
  • Cycling or BMX
  • Diving
  • Equestrian
  • Hunting and/or nature camps
  • Martial Arts
  • Open water activities
  • Pro-Sport tryout and training
  • Recruiting camps, showcases or combines
  • Rugby
  • Skateboarding
  • Skiing
  • Sports camp/clinic operations who own their own facility
  • Weight-loss camps/programs

*Please contact us for more information on coverage availability for camps/clinics for youth with an accompanied adult (e.g. parents and me camps)

Coverages Available

Commercial General Liability

  • Personal & Advertising Injury
  • Medical Expense Reimbersement for Participants (illness)
  • Medical Expense (other than participants)
  • Damage To Premises Rented to You (Fire Legal Liability)
  • Products-Completed Operations
  • Legal Liability to Participants
  • Professional Liability
  • Medical Payments for Participants
  • Hired Auto and Employers’ Nonownership Liability (not provided while in Hawaii)
  • Bodily Injury & Property Damage

Optional Coverages

  • Sexual Abuse or Sexual Molestation Liability
  • Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement

Program Features

Owners of camp premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.

Notable Exclusions

  • Abuse, molestation, harassment, or sexual conduct
  • Amusement devices (e.g.: rides, slides, inflatables, bungees, climbing walls, dunk tanks)
  • Asbestos
  • Employment related practices
  • Fireworks
  • Fungi or bacteria
  • Lead
  • Nuclear energy
  • Operation, ownership or management of any facility or field other than being used for covered activities
  • Operations listed as ineligible
  • Pollution
  • Transportation of participants
  • Use of haunted attractions

Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:

  • Completed and signed enrollment form
  • Full payment by check or credit/debit card

NOW AVAILABLE – Buy Coverage On-line!