Risk-Management

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Collegiate Risk-Management Solutions

Our Advantage: National Resources. Local Expertise

You face a broad range of complex exposures, from campus security to abuse and molestation coverage and cyber liability. We offer expertise and resources to bring you highly specialized coverage while offering management and loss control solutions that can lower your costs. We offer deep insurance and industry expertise along with a specialized focus on the unique exposures within college and university campuses. Our approach is innovative and flexible, and centered around providing solutions that achieve your specific goals.

What We Offer

Risk Management Solutions for Protecting People and Assets

We’re a knowledgeable partner who can identify and implement strategies that can reduce your risk, lower your premiums and, should a disaster occur, create a plan that gets everyone back to school as quickly as possible. Our team of experts can write commercial insurance policies for all types of campus buildings and structures. These policies may include:

  • Blanket Accident Policies
    We offer blanket accident protection to assist with accidental injuries that occur on campus.
  • E&O Policies
    Much like businesses, institutions of higher learning must navigate legally-binding contracts and negotiations. We have specialty Errors and Omissions policies to cover unforeseen issues from contractual obligations.
  • General Liability Insurance
    Much like our E&O policies, our general liability insurance coverage is there in case of certain lawsuits and contract issues that may require legal fees or settlements.

Risk Financing
Our focus is on managing your total cost of risk. We make recommendations on risk retention and risk transfer based on your needs and market conditions. Rating plans may include:

  • Captive Programs
  • Guaranteed Cost
  • Aggregated Purchasing
  • Large Deductible
  • Self Insured Retention
  • Retrospective Rating Plans

Learn more about our Risk Management Solutions. 

 

Loss Control & Safety Services

Preventing workplace injuries and illnesses on campus is an essential component of an effective risk management strategy. We offer customized and comprehensive injury and illness prevention programs that reduce accidents, minimize losses, and reduce insurance premiums. Our loss control professionals analyze your prior loss experience and evaluate your current and possible future exposures, while also providing services that change behaviors to improve your school’s safety culture. Our experienced, bilingual loss control experts can offer the following services:

  • Back Injury Prevention
  • CPR/ First Aid Certifications
  • Ergonomic Evaluation
  • Defensive Driving Training
  • Sexual Harassment Prevention
  • Workplace Violence Prevention
  • Blood/Fluid Born Pathogen Training
  • OSHA Compliance

Learn more about our Loss Control and Safety Services.

 

Types Of Coverage

Our suite of comprehensive solutions will help your organization protect your profitability, reputation, and stakeholder value. We partner with several “A” rated carriers to provide specialized coverage to educational institutions:

  • General Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Educators Professional Liability
  • Property
  • Auto
  • Cyber Liability
  • Workers Compensation
  • Foreign Package
  • Umbrella

Learn more about the types of coverage we offer.