Intercollegiate Student Athletics

A Track Record of Performance

The seasoned professional staff working in our collegiate sports arena are trained to analyze and discuss your athletic insurance needs, offer claims review and problem solving and work with you to initiate or improve risk management techniques. Our goal is to provide quality athletic insurance to colleges and universities nationwide. To best serve the insurance and risk management requirements of our accounts, we offer our combined experience in athletic-related insurance, the professional skills and knowledge of our staff and that of our selected insurance carriers and partners. Because we’re not linked to one specific carrier or insurance company, we can reach out to the market to negotiate the highest quality plans and most competitive rates for our clients.

Our flexible plans are designed for all types of athletic programs, for any campus, from small colleges to large universities. Our resources include a broad range of insurers as well as experienced consultants who can offer expertise and direction in making the most appropriate and cost-effective decision for your institution.

We provide comprehensive basic accident medical coverage for intercollegiate athletics club sports, camps and clinics. Our basic athletic accident plan covers injuries sustained during regularly scheduled games and practices while participating as part of a covered collegiate team. Our plans also cover organized group travel directly to and from covered games. Catastrophic coverage is available for injuries exceeding a specific deductible threshold within a specified period of time, as well as certain catastrophic injuries. Benefits include medical, dental, rehabilitative, custodial care, total and partial disability, ancillary Illness and injury, and AD&D. Over 400 colleges and universities nationwide, as well as many top collegiate associations, rely on our deep expertise in the specialized area of Collegiate Sports coverage.

Our plan types include:

  • Fully Insured Plan for athletes, cheerleaders, student managers and student trainers.
  • Aggregate Deductible Plan–an innovative product with a self-insured annual per distribution designed to assist schools in reducing their accident costs.
  • Primary Student Athletic Accident Plans designed for student-athletes who do not have primary coverage or those whose primary coverage will not pay in certain areas.
  • “Gap” Insurance to cover the difference between medical maximum coverage of the basic sports plan and the level of deductible for the catastrophic sports plan.
  • Catastrophic Injury for injury costs that exceed either the dollar amount of period limits or other regular basic athletic coverage.


Collegiate Sports. Past, Present and Future.

Our group has the longest continuous service involvement in student athletics insurance. Since 1996, we’ve been a corporate partner with the National Association of Intercollegiate Athletics (NAIA) and the endorsed athletic insurance services consultant for the National Junior Collegiate Athletic Association (NJCAA).

In January 2005, two of the best resources for collegiate athletics accident insurance joined forces – and “NACDA Insurance/NIRSA Insurance” in Salt Lake City became part of our team. This venture enabled us to continue the long tradition of corporate partnership and service to members of the National Association of Collegiate Directors of Athletics (NACDA), begun in 1969, and to members of the National Intramural-Recreational Sports Association (NIRSA), implemented in 1989. It also brought us into partnership with the National Alliance of Two-Year College Athletic Administrators (NATYCAA). Continuing in this tradition, we’re now officially partnered with the NCAA, Mutual of Omaha and American Specialty to market and administer the NCAA Group Basic Accident Medical Program. We also provide quality collegiate sports insurance coverage for institutions that are not affiliated with a National athletics association.




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We understand the necessity for immediate and proper handling of claims in order to make the process as effortless as possible for you and your students. To aide in this process, our average turnaround time for claims is ten working days or less. Dedicated examiners are available to answer questions and assist in simplifying the claims process for you.

We work with numerous nationwide preferred provider organizations (PPOs). Re-pricing is done on a “passive” basis, therefore, in most cases it is not necessary that your students/members utilize a specific provider. Discounts will be reflected on the explanation of benefits that the student/member receives, and are not the students/members responsibility.

Got an Intercollegiate Sports claim? Download, print, and complete a claim form.

Questions? Contact Us.

Janice Briggs
800-955-1991 x5614

Carol Malouf
800-955-1991 x2627